Reading...
Play button
Play button
Use LEFT and RIGHT arrow keys to navigate between flashcards;
Use UP and DOWN arrow keys to flip the card;
H to show hint;
A reads text to speech;
23 Cards in this Set
- Front
- Back
|
Civil Rights Act of 1866
|
guarantees equal housing opportunities to all US citizens by prohibiting discrimination based on race
|
|
|
Title VIII of the Civil Rights Act of 1968
|
prohibits discrimination practice in housing based on race, color, religion or national origin
|
|
|
Fair Housing Act (1974 and 1988)
|
prohibits discrimination on the basis of race, color, religion, sex, disability, familial status, or national origin
also prohibits discrimination against people because of their association with persons in the protected classes |
|
|
HUD
|
Department of Housing and Urban Development
establishes rules and regulations that protect equal opportunity |
|
|
Fair Housing Amendments Act
|
1988
federal civil rights protection that includes race, color, religion and national origin with penalties changed to be more severe |
|
|
housing
|
dwelling
any building or part of a building that has been designed for occupancy as a residence by one or more families |
|
|
familial status
|
one or more people under age 18 living with a parent or guardian; or a woman who is pregnant; or anyone who is in the process of assuming custody of a child under 18
unlawful to discriminate against families |
|
|
disability
|
physical or mental impairment
unlawful to discriminate against people with disability must provide reasonable modifications (service animals/handicapped parking/access to public areas, etc.) they are allowed to make reasonable modifications at their own expense, but are usually told to remove modifications when their lease expires |
|
|
Jones v. Mayer
|
1968
court decision upheld the Civil Rights Act of 1866; changed the definition of race to include ancestral and ethnic characteristics |
|
|
Exemptions to Fair Housing Act
|
-owner occupied buildings with 4 units and less
-Single family housing sold/rented without a license (owner doesn't own more than 3 rental homes at one time and who doesn't sell more than one every 2 years/rental licensee not involved/no discriminatory ads) -housing operated by organizations/private clubs that limit member occupancy - |
|
|
How are the elderly exempt from the Fair Housing Act?
|
Housing intended for 62 years+ or housing occupied by at least one 55 years+ (where 80% of the units are occupied by 55 years+) is exempt from the familial status protection
|
|
|
Megan's Law
|
state registration systems maintain residential information on every person who kidnaps children, commits sexual crimes against children, or commits sexually violent crimes
|
|
|
ECOA
|
Equal Credit Opportunity Act
prohibits discrimination in granting credit based on race, color, religion, national origin, sex, marital status, or age |
|
|
Americans with Disabilities Act
|
requires reasonable accommodations in employment and access to goods, services, and public buildings
|
|
|
What kinds of property does the ADA exempt?
|
Property covered by the Fair Housing Act
Property that is exempt from coverage by the Fair Housing Act |
|
|
Blockbusting
|
act of encouraging people to sell/rent their homes by claiming that the entry of a protected class of people in the neighborhood will have a negative impact on property values
|
|
|
panic selling
|
the act of convincing a property owner to sell a property at a lower price and then selling that property to another person at a higher price
|
|
|
steering
|
channeling homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas
|
|
|
What are the limitations in advertising property?
|
cannot indicate preference or limitation which would promote discrimination against the population group(s) not named
|
|
|
redlining
|
the practice of refusing to make mortgage loans or issue insurance policies in specific areas
|
|
|
How have landlords and property managers reacted in screening for terrorism (keeping mind the Fair Housing Act)?
|
They are able to screen applicants by checking their citizenship status
|
|
|
ethics
|
system of moral principles, rules, and standards of conduct
|
|
|
code of ethics
|
a written system of standards for ethical conduct
|
