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7 Cards in this Set
- Front
- Back
types of resumes
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Chronological
Focuses on experience in reverse order Functional Focuses on your skills Targeted Modified for a specific position |
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after tax benefit
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pretax benefit times (1-tax rate)
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pretax benefit
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after tax benefit (excluded from w2) divided by (1-tax rate) = pretax benefit
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pre tax benefits
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Benefits provided by your employer that are subject to payroll and income taxes such as
Salaries Bonus Company car |
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after tax benefits
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Benefits provided by your employer that are not subject to payroll and income taxes such as
Company paid parking On-site health facilities Free air travel for flight attendants Company portion of health care costs |
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401-K plan
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Allows employees to save for retirement and get a tax break
Allows employers to match employee contributions with no immediate tax due All savings grow tax deferred Amounts saved are taxed when withdrawn at retirement Early withdrawal will trigger tax due Early withdrawal results in 10% penalty (except 457 Plans) |
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How much annual savings would be enough
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You need around 15-18% annual savings with match to really have enough money
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