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8 Cards in this Set
- Front
- Back
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Credit history
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is the complete record of your borrowing and repayment performance.
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Credit bureau
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is a company that gathers, stores, and sells credit information to business subscribers.
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Credit report
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a written statment of a consumer's credit history, issued by a credit bureau to its business subscribers.
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character
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is a responsible attitude toward living up to agreement, often judged on evidence in the person's credit history.
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capacity
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the financial ability to repay a loan with presnt income.
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credit rating
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measure of creditworthiness based in an anaylsis of the consumer's financial history.
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Discrimination
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is treating people differently based on prejudice rather than individual merit.
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debt collector
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is a person or company hired by a creditor to collect the overdue balance on an account.
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