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3 Cards in this Set

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Help To Many Payday Loans ??? What Can I Do?Each and every day I get an email or a phone call from someone completely freaking out because they have been sucked into the payday loan trap ' and it happens so fast it really catches people by surprise. For example just yesterday Cathy called me totally stressed and freaked out over her payday loans. Like most people who get a payday loan it's because some financial emergency popped up out of not where and they don't have the money for it. For her it was her car ' she lives in a rural area and there is no bus service of any kind so a car is an absolute must ' there's no two ways about it. Like any other day she jumped into her car to go to work and the darn thing would not start. That day she was lucky a neighbor gave her a ride to work ' but that was a onetime thing ' so she had no choice but to take her car in to get it fixed ' long story short $500 later her car was fixed. On the one hand great on the other not so great as this left her short for her other bills due in a week. She tried to get a short term loan but was turned down ' so she saw an ad on TV about a payday loan ' she only needed $500 so she got the loan. That was mistake number one ' payday loan companies are legal loan sharks and take advantage of people plain and simple. Mistake number two was not reading the fine print ' and most people don't ' they just want to sign the papers - get the money and go ' and that's exactly what she did. Here's where she got into trouble ' when the loan came due in two weeks her paycheck was not large enough to pay the loan off in full ' and it's just not $500 ' there is $150 of interest and fees attached to the loan ' so to pay the loan off in full would have been $650. So like many people and this is how people get caught in the payday loan trap the lending company said you can roll the loan over for just the fees and interest plus a roll over fee of $45 ' so she did. And this went on for 4 weeks but it gets worse ' Cathy went out and got 2 more payday loans and used those loans to pay off other loans ' but before she realized it she was caught with several new loans ' rolling them over because she did not have the money to pay them off in full and now she does not have the money to pay the roll over fees which are adding up ' not to mention the original loans that are outstanding. Now she is getting calls at work and at home ' everyone wants their money ' everyone is threatening legal action ' Cathy is at the end of her rope. And That's When I Get The Call For Help You see Cathy is not alone ' millions of people have their backs against the wall financially and when an emergency pops up they have few options. So after I calmed her down and told her everything is going to be ok and there is a way to get rid of all these payday loans once and for all. I told her what she needs to do is call a payday loan consolidation company ' and she needs to do that today. They will take care of all the interest and the fees ' they will stop the calls ' and they will consolidate all of your payday loans into one small monthly payment that you can easily afford. I also told her NEVER use a payday loan company again.
Help To Many Payday Loans ??? What Can I Do?Each and every day I get an email or a phone call from someone completely freaking out because they have been sucked into the payday loan trap ' and it happens so fast it really catches people by surprise. For example just yesterday Cathy called me totally stressed and freaked out over her payday loans. Like most people who get a payday loan it's because some financial emergency popped up out of not where and they don't have the money for it. For her it was her car ' she lives in a rural area and there is no bus service of any kind so a car is an absolute must ' there's no two ways about it. Like any other day she jumped into her car to go to work and the darn thing would not start. That day she was lucky a neighbor gave her a ride to work ' but that was a onetime thing ' so she had no choice but to take her car in to get it fixed ' long story short $500 later her car was fixed. On the one hand great on the other not so great as this left her short for her other bills due in a week. She tried to get a short term loan but was turned down ' so she saw an ad on TV about a payday loan ' she only needed $500 so she got the loan. That was mistake number one ' payday loan companies are legal loan sharks and take advantage of people plain and simple. Mistake number two was not reading the fine print ' and most people don't ' they just want to sign the papers - get the money and go ' and that's exactly what she did. Here's where she got into trouble ' when the loan came due in two weeks her paycheck was not large enough to pay the loan off in full ' and it's just not $500 ' there is $150 of interest and fees attached to the loan ' so to pay the loan off in full would have been $650. So like many people and this is how people get caught in the payday loan trap the lending company said you can roll the loan over for just the fees and interest plus a roll over fee of $45 ' so she did. And this went on for 4 weeks but it gets worse ' Cathy went out and got 2 more payday loans and used those loans to pay off other loans ' but before she realized it she was caught with several new loans ' rolling them over because she did not have the money to pay them off in full and now she does not have the money to pay the roll over fees which are adding up ' not to mention the original loans that are outstanding. Now she is getting calls at work and at home ' everyone wants their money ' everyone is threatening legal action ' Cathy is at the end of her rope. And That's When I Get The Call For Help You see Cathy is not alone ' millions of people have their backs against the wall financially and when an emergency pops up they have few options. So after I calmed her down and told her everything is going to be ok and there is a way to get rid of all these payday loans once and for all. I told her what she needs to do is call a payday loan consolidation company ' and she needs to do that today. They will take care of all the interest and the fees ' they will stop the calls ' and they will consolidate all of your payday loans into one small monthly payment that you can easily afford. I also told her NEVER use a payday loan company again.
View more at cram.com
View more at cram.com
Help To Many Payday Loans ??? What Can I Do?Each and every day I get an email or a phone call from someone completely freaking out because they have been sucked into the payday loan trap ' and it happens so fast it really catches people by surprise. For example just yesterday Cathy called me totally stressed and freaked out over her payday loans. Like most people who get a payday loan it's because some financial emergency popped up out of not where and they don't have the money for it. For her it was her car ' she lives in a rural area and there is no bus service of any kind so a car is an absolute must ' there's no two ways about it. Like any other day she jumped into her car to go to work and the darn thing would not start. That day she was lucky a neighbor gave her a ride to work ' but that was a onetime thing ' so she had no choice but to take her car in to get it fixed ' long story short $500 later her car was fixed. On the one hand great on the other not so great as this left her short for her other bills due in a week. She tried to get a short term loan but was turned down ' so she saw an ad on TV about a payday loan ' she only needed $500 so she got the loan. That was mistake number one ' payday loan companies are legal loan sharks and take advantage of people plain and simple. Mistake number two was not reading the fine print ' and most people don't ' they just want to sign the papers - get the money and go ' and that's exactly what she did. Here's where she got into trouble ' when the loan came due in two weeks her paycheck was not large enough to pay the loan off in full ' and it's just not $500 ' there is $150 of interest and fees attached to the loan ' so to pay the loan off in full would have been $650. So like many people and this is how people get caught in the payday loan trap the lending company said you can roll the loan over for just the fees and interest plus a roll over fee of $45 ' so she did. And this went on for 4 weeks but it gets worse ' Cathy went out and got 2 more payday loans and used those loans to pay off other loans ' but before she realized it she was caught with several new loans ' rolling them over because she did not have the money to pay them off in full and now she does not have the money to pay the roll over fees which are adding up ' not to mention the original loans that are outstanding. Now she is getting calls at work and at home ' everyone wants their money ' everyone is threatening legal action ' Cathy is at the end of her rope. And That's When I Get The Call For Help You see Cathy is not alone ' millions of people have their backs against the wall financially and when an emergency pops up they have few options. So after I calmed her down and told her everything is going to be ok and there is a way to get rid of all these payday loans once and for all. I told her what she needs to do is call a payday loan consolidation company ' and she needs to do that today. They will take care of all the interest and the fees ' they will stop the calls ' and they will consolidate all of your payday loans into one small monthly payment that you can easily afford. I also told her NEVER use a payday loan company again.