Workers’ compensation, or worker’s comp, is a type of insurance that is purchased by employers for the coverage of employment-related injuries and illnesses. The primary objective of workers’ comp is to provide compensation to employees who sustain job-related illnesses or injuries. Workers comp benefits preclude the employee from suing his or her employer for the illness or injuries sustained. The main goal of workers' compensation laws is to provide occupationally ill or injured employees with benefits such as lost wages and medical care expenses. It is a no fault system, meaning that the benefits are awarded regardless of who is responsible for causing the illness or injury be it the employer or employee. Workers' compensation laws require
