You need to know to choose car insurance
Compare protections
Like all insurers do not offer the same protections, it is essential to learn about the exclusions before committing.
Learn about the actual protection offered. For example :
- What will your coverage if you have an accident while driving a rented or borrowed vehicle?
- Your insurance does cover the cost of renting another vehicle while repairs?
- Do you pay a premium if you go outside of Quebec or the United States?
- What is the maximum duration of coverage of new value?
- What will happen if you store your car?
- Roadside Assistance is it included in your coverage?
- Do you have access to legal assistance in case of trouble?
Take time to compare exclusions and additional safeguards proposed, what insurers call "endorsements".
Think …show more content…
We must think about the impact of a disaster on your life and your finances.
To help you make this reflection, looking for an insurer who can advise you properly. Someone who will help you to predict disasters and their consequences, in order to better protect you.
Equally important: choose an insurer that offers a clear and informative contract, so you can understand your coverage and avoid unpleasant surprises.
After all, when a disaster occurs, you do not need a bad surprise to most, is not it?
The third guarantee
The liability, or auto liability insurance is mandatory and minimum cover damage to a person or an object other than itself. You are not covered for damage to your vehicle or you even. Many options allow you to be protected for all damages.
Additional guarantees for your car
There are other optional coverage that can be added to third-party insurance:
- ensuring fire and theft (accessories must be declared to the insurer)
- the glass breakage warranty
- assistance coverage
Some warranties allow compensation for the repair or replacement of the vehicle in case of accident
Compare protections
Like all insurers do not offer the same protections, it is essential to learn about the exclusions before committing.
Learn about the actual protection offered. For example :
- What will your coverage if you have an accident while driving a rented or borrowed vehicle?
- Your insurance does cover the cost of renting another vehicle while repairs?
- Do you pay a premium if you go outside of Quebec or the United States?
- What is the maximum duration of coverage of new value?
- What will happen if you store your car?
- Roadside Assistance is it included in your coverage?
- Do you have access to legal assistance in case of trouble?
Take time to compare exclusions and additional safeguards proposed, what insurers call "endorsements".
Think …show more content…
We must think about the impact of a disaster on your life and your finances.
To help you make this reflection, looking for an insurer who can advise you properly. Someone who will help you to predict disasters and their consequences, in order to better protect you.
Equally important: choose an insurer that offers a clear and informative contract, so you can understand your coverage and avoid unpleasant surprises.
After all, when a disaster occurs, you do not need a bad surprise to most, is not it?
The third guarantee
The liability, or auto liability insurance is mandatory and minimum cover damage to a person or an object other than itself. You are not covered for damage to your vehicle or you even. Many options allow you to be protected for all damages.
Additional guarantees for your car
There are other optional coverage that can be added to third-party insurance:
- ensuring fire and theft (accessories must be declared to the insurer)
- the glass breakage warranty
- assistance coverage
Some warranties allow compensation for the repair or replacement of the vehicle in case of accident