No one can predict the future. We can only prepare for the worst. When it comes to car coverage you need to be prepared for anything. The average car insurance will serve to show the authorities that you have an insurance policy but will it really be effective when an unfortunate event occurs? That's why you don't need just any old policy-you should consider full auto insurance. Which situations will this type of policy cover?
Even though the name 'full auto insurance' suggests an all-encompassing policy, in reality such a policy doesn't exist. In fact most auto insurance companies will allow you to decide what kind of policy will benefit you the most, package it together and call it full car coverage which is really a customized car insurance …show more content…
It comes into play when you get into an accident and it's your fault. There can be either Bodily Injury liability or Property Damage liability. If the accident is your fault and you have both kinds of liability coverage, you are covered for damages to the:
- Other party's vehicle and other damages materials
- Other party's personal medical and recovery treatments
- Passengers in the other vehicle
- Other bystanders
You must be sure to buy enough coverage because if your policy doesn't cover all the damages you can be sued for the remainder.
Comprehensive Coverage
Comprehensive (along with Collision) is usually neglected when most people buy car insurance. With increasing natural disasters like the recent cyclones and tornados that hit the south and the east coast or the potential earthquake always looming over California, the effects of natural disasters can no longer be ignored. You have to be prepared for everything. That's why comprehensive coverage is no longer a luxury but a real necessity. It covers:
- Fire
- Theft
- Riots
- Acts of God (natural …show more content…
In the event of an accident of any kind, whether you're driving home from work and ram into a lamppost because of icy roads or collide with a swerving drunk on the freeway, collision insurance will cover all damages to your car. When the collision is your fault liability coverage will help you pay for the other party's damages while collision coverage can be used on your vehicle. Collision coverage makes sure that when your car is damaged, you don't have to pay for repairs out of your own pocket. You may think it unnecessary now but why take any chances when cheap auto insurance quotes are available online. Collision coverage is a great safeguard against a variety of
Even though the name 'full auto insurance' suggests an all-encompassing policy, in reality such a policy doesn't exist. In fact most auto insurance companies will allow you to decide what kind of policy will benefit you the most, package it together and call it full car coverage which is really a customized car insurance …show more content…
It comes into play when you get into an accident and it's your fault. There can be either Bodily Injury liability or Property Damage liability. If the accident is your fault and you have both kinds of liability coverage, you are covered for damages to the:
- Other party's vehicle and other damages materials
- Other party's personal medical and recovery treatments
- Passengers in the other vehicle
- Other bystanders
You must be sure to buy enough coverage because if your policy doesn't cover all the damages you can be sued for the remainder.
Comprehensive Coverage
Comprehensive (along with Collision) is usually neglected when most people buy car insurance. With increasing natural disasters like the recent cyclones and tornados that hit the south and the east coast or the potential earthquake always looming over California, the effects of natural disasters can no longer be ignored. You have to be prepared for everything. That's why comprehensive coverage is no longer a luxury but a real necessity. It covers:
- Fire
- Theft
- Riots
- Acts of God (natural …show more content…
In the event of an accident of any kind, whether you're driving home from work and ram into a lamppost because of icy roads or collide with a swerving drunk on the freeway, collision insurance will cover all damages to your car. When the collision is your fault liability coverage will help you pay for the other party's damages while collision coverage can be used on your vehicle. Collision coverage makes sure that when your car is damaged, you don't have to pay for repairs out of your own pocket. You may think it unnecessary now but why take any chances when cheap auto insurance quotes are available online. Collision coverage is a great safeguard against a variety of