Rosalyn Schwartz lost medical coverage she had previously held through her husband job after she divorced him. She had a pre-existing condition an ulcer. She tried to buy coverage but companies offered her unaffordable policies that excluded treatment for ulcers. Later on, she developed breast cancer. However, since she had no coverage she postponed its excision.…
Natalie Dixon, information generated from government and scholastic sources have previously highlighted the continuing disparity in health care in general. Across the globe there are contrasting policies and systems that have been implemented to meet the requirements of those nations constituents. Some are remarkable in their approach to delivering health care, the quality of care and their specific level of government control. The Affordable Care Act had both its positives and negatives in its designed approach to a continuing issue, but the fact remains and has been documented that for every action there is a reaction. Some of the negativities have complicated the issue, but then again it all depends on which side of the bandwagon one wishes to address or champion in their approach.…
Medicaid originally offered cash assistance and was thought to be a very small program that might deem ineffective and some even believed that it would be drained after achieving its goal in the short term. Medicaid was seen as a small entity with bounded authoritative effect—however, Medicaid has reached its unperceived potential as a colossal and intricate legislative establishment that effects millions of people every…
Abstract This proposal looks to introduce the readers to a new legislations that will allow all citizens to have equal access along with fair access to a health care system. This plan will outline many key areas that will allow for employers to gain benefits for having coverage options for both full and part-time workers. In addition, this proposal will set a guideline to allow for an equal cost healthcare system for everyone that wishes to have coverage. The current plan, the Affordable Care Act, will be discussed throughout this proposal discussing how this plan is detrimental for the American people and the economy.…
The landscape for transgender healthcare has been radically impacted by the passage and implementation of the Affordable Care Act [ACA]. The ACA paved the way for the state and country to address the discrimination and barriers to accessing care that many transgender people have experienced. Over the past few years there have been significant changes to trans-specific healthcare coverage, which can be attributed to the clarification of Senate Bill 2 and the state and federal mandates. In this paper I will discuss the laws more in-depth, how they affect Kaiser Permanente specifically, and some recommendations on how to support fully inclusive healthcare. Background…
Obamacare has been largely successful. The Affordable Care Act’s overall goal of reducing the number of uninsured person has been met. According to the New York Times, “by allowing young people to remain on their parents’ plans until they are 26, the ACA has also reduced the amount of uninsured youth from 34 to 21 percent in 2010”.…
The Affordable Care Act ( ACA) was initially created so that low-income families could receive health care benefits. This led to a court case between the National Federation of Independent Business and Kathleen Sebelius, where the Affordable Care Act was questioned its constitutionality. The National Federation of Independent Business v. Sebelius allowed people to be aware of the current healthcare issues and how the court case impacted the healthcare system. Primarily, the introduction of the court case enabled the awareness of healthcare issues in the United States.…
Even though the ACA expanded the coverage of Medicaid, it was only for “most low-income adults to 138% of the federal poverty level” (State Health Facts, 2015) thus, still leaving some of the economically diverse population, as they continue to fall through the cracks because they do not qualify Medicaid. In June of 2012, the decision of the Supreme Court authorized each individual state to make their own decision, as to whether or not comply with the ACA Medicaid expansion reform. Only thirty-one states have adapted the Medicaid expansion, as of September 1, 2015. This means that an average of “3.6 million Americans who would have likely received Medicaid coverage under the new rules remain uninsured today because they live in states that opted out of the Medicaid expansion” (Brodwin, 2014). This leaves the poor and Medicaid population being group stereotyped against because of the various states who did not embrace the voluntary expansion to help and assist the poor population and also, the Medicaid population who will face the challenges of locating medical doctors and facilities who are not accepting Medicaid recipients, which the government currently has no plans in place to detour this from…
1. There are two main types of third party payers: private insures and public programs. Private payers sell insurance as a product in order to invest into health benefits, where the provider gets paid for the delivered healthcare service. Commercial insurers, Bleu Cross Blue Shield and self-insures are the main private insures in the country. BCBS is a set of independent companies that are required to follow the rules of the main nationwide association in order to be part of it.…
Medicaid expansion was put in place by the ACA. It is the law written requiring all states to expand Medicaid coverage, so all low-income individuals would have Medicaid as coverage. I disagree; because I believe that healthcare should be a right for every American, not a privilege or a service. I was surprised to see that one of the highest institutions of the land such as the Supreme Court exempted states from Medicaid expansion. This is like punishing it own citizens because there are poor.…
In the case of the states, the federal government is still paying for a large portion of the Medicaid…
Carmen et al. (2015) reports a 6.9 million enrolled in Medicaid during the period September 2013 and February 2015. With the trend of Medicaid plans using MCO's, the Medicaid Expansion component of the ACA will inevitably grow and take a much larger role in healthcare delivery. The ACA has undeniably expanded coverage but there are questions on whether or not it has provided better access and…
(Cunningham) Starting around 2003 Medicaid started to surpass Medicare as the larger U.S. financed health program; Medicare expenditures in fiscal year 2013 amounted to $449 billion. (CMS) What is often not recognized about Medicaid is the fact that it has become the true safety net for the most vulnerable persons in the United States (Concannon) Medicaid is the largest source of funding for medical and health related services for America’s poorest people. (Waid) All of the states participate in Medicaid and have relied on it to meet basic health care needs and provide ancillary needed services for the population, including children, adults with physical and mental disabilities, elderly and pregnant women.…
The United States - The Patient Protection and Affordable Care Act (ACA) of 2010 established “shared responsibility” between the government, employers, and individuals for ensuring that all Americans have access to affordable and quality health insurance. However, health insurance coverage remains fragmented, with numerous private and public sources as well as wide gaps in coverage rates across the U.S. population. The Centers for Medicare and Medicaid Services (CMS) administers the Medicare program (a federal program for those age 65 and older and the disabled, including those with end-stage renal disease) and works in partnership with state governments to administer Medicaid and the Children’s Health Insurance Program (a conglomeration of…
Medicaid, which is a state and federal funded program, provides health coverage to millions of Americans nationwide. Eligible recipients include low-income adults, children, pregnant women, elderly adults and people with disabilities. In the state of Michigan, there were 2,920,176 recipients who received Medicaid benefits in 2017 (State of Michigan, 2018). Although so many participants rely on Medicaid for health insurance, many of them are tremendously dissatisfied with the quality of health care themselves or their children receive. The reality is, many of the providers that do accept Medicaid patients, do not treat them with the same level of care as patients with private insurance.…