Long Term Care Essay

Long-term care is a variety of services which help meet both the medical and nonmedical needs of people with a chronic illness or disability who can not care for themselves for long periods of time. There are many problems with todays long-term care and most of them are in cost, long-term insurance, and quality of care that is being given. More and more of the population is having to be put into some form of long-term care either because of age or because of a disability, this means that even the smallest problems will become large ones. It is hard to stay on top of the many problems in long-term care becasue the field is growing so rapidly there are not enough bodies to take care of all of the issues. Cost of long-term care has become …show more content…
Long-term care policies will pay a daily rate for an eligible person or a limited amount for services that are needed. Many of these policies are challenging and are only activated with a certain number of medical issues, even still there is a limit to how much and for how long these policies will pay. Medicaid is an insurance that is ran by the goverment and can be different depending on the state that the coverage is in. Being a desirable candidate for Medicaid often means that you have to be at a very low income status and already struggling with your current bills. If you are one of the lucky ones that qualify for Medicaid then you will be limited to which facilities take the coverage and haveing to wait for the government to approve you for the services. VA benefits are also part of the insurances that will help with Long-term care. The VA insurance will provide and amount of money towards long-term care and you are able to use this in conjunction with Medicaid if you qualify. Veterans and their spouses are eligible for VA benefits. A major plus of being a veteran is that they have people available to help figure out how to get the benefit going and of what services they will