Cyber crime can be simply defined as any illegal activity that uses the computer as a primary function, however the U.S Department of Justice …show more content…
Identity theft can be considered as a cyber crime because the stolen personal information can include the person’s name, identity number, birthday and even credit card number.
Identity theft is very common in American and the Federal Trade Commission estimates that as many as 9 million Americans experience some form of identity theft each year. The number though is subjected to fluctuation as both crime fighting tactics and the methods used by criminals evolve over time.
Identity theft can be committed in a number of ways. One way that criminal commit identity theft is by sifting through trash bins to get enough information from old bills, financial statement etc. to get all the necessary informations like name, address, identity number, birth date, account number or credit card number. Criminals could sift through mailbox too and take advantage of a pre-approved credit card, open an account in the victim’s name and go on a shopping spree. The other way will be straightforward theft by stealing or pickpocketing from people in crowded places or even stealing personnel records from companies. It can also be committed by conning, all the criminals has to do is to call a bank customer service number and smooth talk their way around all those safeguards …show more content…
The primary criminal use of stealing a victim’s information is credit card fraud. Apart from using the credit card for purchasing stuffs, criminal will change the victim’s address so that they will not be able to receive the bills and see the charges they did not make, this will allow the criminal more time to abuse the victim’s identity and credit. The criminal too could use open new accounts in the victim’s name. This will result in more incurring charge on the victim line of credit. The Identity Theft Resource Centre has predicted that organised crime groups will be more involved in identity theft related crimes and it will not only be restricted in the U.S or American but will go beyond