Hmo Executive Summary

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1. HMO's (Health Maintenance Organization), where a designated group of providers that provide medical services to subscribers for a fixed monthly or an annual premium plan.

2. Preferred Provider Organization (PPO), contracts with physicians and facilities to perform services for PPO members.

3. Point of Service (POS), plans encourage, but do not require, members to choose a primary care physician.

Some are private, such as, Blue Cross Blue Shield and some are government sponsored, such as, Medicare, Medicaid, Tricare and CHAMPVA.

A few descriptions include:

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease.

Medicaid is

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