Dental Insurance

Improved Essays
According to Bailit et al. (1979), most employee groups have a hospital or surgical coverage, but dental benefits are becoming a major negotiating issue. The cost of these dental benefits will be significant and will be a prime expense to American health industry (Bailit, Raskin, & Chiriboga, 1979, p. 699). First, almost all people have some treatable form of dental diseases. Several interrelated features of dentistry and dental insurance contribute to increasing the money spent for dental care. Dental insurance is not a real insurance like life insurance it is an expected part in most of the people (Bailit et al., 1979). Dental insurance is actually a prepaid budget plan with premiums calculated on the basis of analyst predictions of utilization …show more content…
884). Additionally, special need children with oral health problems tend to more serious health consequences relative to low poverty healthy children. Dentists cite additional barriers in providing care to children with SHCN (Mitchell & Gaskin, 2008, p. 885). These include office limitations to accommodate special-needs children, scheduling complications, children’s behavioral problems, and few dentists with appropriate training. For low poverty families, preventive dental care tends to be a low priority relative to medical care and many low poverty families are not aware of the importance of good oral hygiene health (Mitchell & Gaskin, 2008). The oral diseases associated with the systemic diseases and it spread through metastatic injury, metastatic infection and metastatic inflammation (Li, Kolltveit, Tronstad, & Olsen, 2000, p. 547). Poor oral hygiene leads to many cardiovascular diseases like atherosclerosis, myocardial infarction and infective endocarditis (Li et al., 2000). In pregnancy Oral infections tend to increase the risk for or contribute to low birth weight in newborns (Li et al., 2000, p. 553). Severe periodontal infection often coexists with severe diabetes mellitus (Li et al., 2000, p.

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