If you’re in need of dental implants, you’re likely wondering if your insurance plan will provide you with any coverage. Unfortunately, the answers aren’t always as clear as you’d think. While some group health plans provide coverage for dental care, more complex procedures such as braces or dental implants aren’t always covered, leaving you paying out of pocket.
So, are dental implants covered by insurance in Canada? Here’s everything you need to know when it comes to health insurance, dental implants, and how to get coverage that’s worthwhile.
What is a dental implant?
If you’ve had a dental implant before, you know it can have a lasting impact on both your smile and quality of life. A dental implant is an artificial tooth root that’s anchored to your jaw …show more content…
In some cases, they’re even used during orthodontic treatments, such as braces. Not only do these procedures bring the patients a lasting smile, it also allows them to eat, speak, and chew naturally while also preserving overall oral health.
The setbacks of traditional insurance
Back to the main question: Are dental implants covered by insurance in Canada? For the most part, dental implants are considered a cosmetic procedure to most insurance companies. This means if coverage is offered, it will likely only cover a portion of the cost.
However, in most cases, coverage isn’t offered at all. The good news is traditional insurance plans will often cover the cost of any consultations, radiographs, or any other planning costs that arise. But when it comes to the actual procedure fees, very little is covered.
As a rule of thumb, it’s recommended potential dental implant patients review their insurance plan’s stipulations to determine what level of coverage is provided. Somewhere in the fine print you’ll likely learn that your insurance company doesn’t cover cosmetic dentistry, even if it’s considered restorative or medically
So, are dental implants covered by insurance in Canada? Here’s everything you need to know when it comes to health insurance, dental implants, and how to get coverage that’s worthwhile.
What is a dental implant?
If you’ve had a dental implant before, you know it can have a lasting impact on both your smile and quality of life. A dental implant is an artificial tooth root that’s anchored to your jaw …show more content…
In some cases, they’re even used during orthodontic treatments, such as braces. Not only do these procedures bring the patients a lasting smile, it also allows them to eat, speak, and chew naturally while also preserving overall oral health.
The setbacks of traditional insurance
Back to the main question: Are dental implants covered by insurance in Canada? For the most part, dental implants are considered a cosmetic procedure to most insurance companies. This means if coverage is offered, it will likely only cover a portion of the cost.
However, in most cases, coverage isn’t offered at all. The good news is traditional insurance plans will often cover the cost of any consultations, radiographs, or any other planning costs that arise. But when it comes to the actual procedure fees, very little is covered.
As a rule of thumb, it’s recommended potential dental implant patients review their insurance plan’s stipulations to determine what level of coverage is provided. Somewhere in the fine print you’ll likely learn that your insurance company doesn’t cover cosmetic dentistry, even if it’s considered restorative or medically