Title 1 regulates the amount of “exclusion period”, or time, that health insurers can delay coverage for pre-existing conditions, and gives options for policyholders to reduce the exclusion period. Title 1 also enables people to carry their insurance from one job to the next. The Title II is the Administrative Simplification (AS) provisions and is otherwise known as “Preventing Health Care Fraud and Abuse.” It’s made up of the five separate rules that have been added to HIPAA over time: Privacy Rule, Transactions and Code Sets Rule, Security Rule, National Provider Identifiers Rule, and Enforcement Rule, Title III, on the one hand, sets guidelines for pre-tax medical spending accounts, Title IV sets guidelines for group health plans, while Title V governs company-owned life insurance…