Cost the same?
When looking at heath care many factors are included into the cost. Health histories both personal and family are accounted for. If you’re a smoker healthcare cost versus a nonsmoker rates are different with a higher rate of 15-20% for the smoker. For example a nonsmoker premium could be estimated at $500 where a smoker could be in the range …show more content…
The Center for Disease Control (CDC) attributes smoking to productivity loss and medical expenditures to the amount of $3,400 per year for each adult smoker. That $3,400 does not factor in cost by smokers themselves, taxpayers, or insurance companies. In the paper “Estimating the cost of a smoking employee”, it breaks down the numbers from a private employer’s perspective for both smokers and nonsmokers. In total an amount of $5,816 is the annual estimated excess cost of a smoker. To get $5,816, excess absenteeism, presentism, smoking breaks, excess healthcare cost and pension benefits are accounted