79. Citibank Personal Loan
People look for personal loans for different reasons. Some of them vary from preparing for an upcoming wedding and planning a vacation to renovating home and funding a child’s education. A personal loan can help them get access to instant cash to better manage their finances. When used judiciously, a personal loan can turn out to be a great option.
Citibank is one of the key players offering a rich portfolio of products and services including loans to their customers. Salaried and self-employed individuals as well as businesses can apply for these loans to manage their finances well while financing their current needs.
Types of Citibank Loans
• Citibank Personal Loan
• Citibank Home Loan
• Citibank Commercial Loan
• Citibank Loan Against Securities
• Citibank Loan Against Fixed Deposits
• Citibank …show more content…
A: The EMI for loan repayment is due on the 7th of every month during the loan tenure. Currently, Citibank does not charge anything in the case of a delayed payment.
Q: Can I check my loan outstanding balance?
A: Citibank send the statement every year to the customer during the loan tenure. However, customers can also check their outstanding balance and other details by logging in to the Citibank website using your net banking user id and IPIN. If you are not a Citibank customer, you can call the Citibank 24x7 helpline – CitiPhone at 1860 210 2484 or +91 22 4955 2484.
Q: My financial needs have changed. Can I increase my loan amount?
A: You cannot make any changes to the existing Citibank personal loan, however, you can apply for a top up loan. This extra cash can help you meet your changing financial needs easily.
Q: Can I pay off my entire loan earlier than the loan tenure I signed up for?
A: Yes, you can. If you have paid off 6 instalments of your Citibank personal loan, you can pay off your entire loan at no extra cost.
References:
People look for personal loans for different reasons. Some of them vary from preparing for an upcoming wedding and planning a vacation to renovating home and funding a child’s education. A personal loan can help them get access to instant cash to better manage their finances. When used judiciously, a personal loan can turn out to be a great option.
Citibank is one of the key players offering a rich portfolio of products and services including loans to their customers. Salaried and self-employed individuals as well as businesses can apply for these loans to manage their finances well while financing their current needs.
Types of Citibank Loans
• Citibank Personal Loan
• Citibank Home Loan
• Citibank Commercial Loan
• Citibank Loan Against Securities
• Citibank Loan Against Fixed Deposits
• Citibank …show more content…
A: The EMI for loan repayment is due on the 7th of every month during the loan tenure. Currently, Citibank does not charge anything in the case of a delayed payment.
Q: Can I check my loan outstanding balance?
A: Citibank send the statement every year to the customer during the loan tenure. However, customers can also check their outstanding balance and other details by logging in to the Citibank website using your net banking user id and IPIN. If you are not a Citibank customer, you can call the Citibank 24x7 helpline – CitiPhone at 1860 210 2484 or +91 22 4955 2484.
Q: My financial needs have changed. Can I increase my loan amount?
A: You cannot make any changes to the existing Citibank personal loan, however, you can apply for a top up loan. This extra cash can help you meet your changing financial needs easily.
Q: Can I pay off my entire loan earlier than the loan tenure I signed up for?
A: Yes, you can. If you have paid off 6 instalments of your Citibank personal loan, you can pay off your entire loan at no extra cost.
References: