Cause Of Identity Theft Essay

Decent Essays
There are many different types of identity theft. There’s Child identity theft where criminals get a hold of vulnerable, unsuspecting children’s identities. They use these identities to make unsolicited purchases and open various credit card and bank accounts. This type of fraud often goes undetected for years and the damage is done by the time the child is an adult. The damage is often irreparable and follows the child through life. Whether it’s applying for a job or a loan for a house background checks and credit reports can still show this disturbance. Another type is tax identity theft, this is when the criminal uses unsuspecting victims Social Security number to get a job or file fraudulent tax returns with the IRS. The IRS try hard to

Related Documents

  • Improved Essays

    In most cases victims are unaware that they are even victims until it is too late to do anything about the theft and there is already a multitude of debt built up in our name. There are so many different ways that identity theft is done these days that the best line of defense is to stay visitant and keep a journal of all expenditures, and check your credit reports regularly. In this chapter we learn that Staying alert to our credit monitoring is like setting a home alarm system (Kapoor, Dlabay, L, & Hughes, 2014). If when checking through financial records and credit reports if there is anything that seems peculiar or out of place immediately dispute and investigate to make sure if it is as simple as a billing error or in fact your identity has been compromised. If you do find that your identity has been stolen immediately report to the appropriate agencies (Kapoor, Dlabay, L, & Hughes, 2014).…

    • 1549 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    IS3110 Lab Answers

    • 739 Words
    • 3 Pages

    What is Identity robbery? Fraud is a type of taking somebody's character in which somebody puts on a show to be you with a specific end goal to have entry to assets, for example, getting your bank data, Visa numbers, and passwords to get to your own data. 9. How is fraud done? Fraud is finished by utilizing a PC, experiencing somebody's waste, skimming gadgets, spyware and programmers utilize a savvy project to have admittance to your money related data.…

    • 739 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Since 1973, this survey has been the source for gathering information concerning criminal victimization. The survey uses information gathered annually from a random survey of roughly 90,000 families interviewed twice a year. Data is based on the regularity, type of crime, and the impact the crime has left on the victim. The Bureau of Justice Statistics uses this information to track and estimate the likelihood of a crime. Prior to 2004 the survey failed to include questions about identity theft.…

    • 1058 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    First of all, hackers are people who use the internet to gain access to other people’s private information with a malicious intent. They will attack innocent people and take their information for many reasons. Davis says that their behavior is anonymous and unethical. Identity theft is a form of hacking where people steal important information such as social security numbers, identification numbers, and credit cards. They can…

    • 644 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Repercussions Of Crimes

    • 1460 Words
    • 6 Pages

    It can hinder them from purchasing, a home, a car and even something as simple as receiving their tax refund. Individuals work very hard to build up their names so that they can be seen a responsible adults when they need wish to speak to lenders and for someone to completely hijack their life is the most outrageous form of no physical violence I can think of, because I wish to own a home, get a nicer vehicle and so…

    • 1460 Words
    • 6 Pages
    Improved Essays
  • Decent Essays

    Macy's Research Paper

    • 141 Words
    • 1 Pages

    Data breach has been rising in the United States and in other countries as well, leaving customers vulnerable to identity theft. Customers also can get their credit history damaged. Thousands of people are affected by this situation more frequently when they make their purchases online as well as in the stores when using credit cards. Since the use of credit cards is the most convenient way to pay for a purchase for customers, scammers take advantage of it to commit their frauds.…

    • 141 Words
    • 1 Pages
    Decent Essays
  • Decent Essays

    The Michigan Incident Crime Reporting (MICR) Section has listed that Michigan’s auto thefts have risen 28% from 2015 to 2016. Reasons for current theft increases may include the following: 1. Anti-theft technologies have driven thieves to become more proficient in falsified paper crimes such as identity theft or false titles and documents used in the fraudulent purchases of an automobile. False identification is used in car rental companies where the thief acquires a vehicle and fails to return it. 2.…

    • 567 Words
    • 3 Pages
    Decent Essays
  • Improved Essays

    Countrywide Fraud Essay

    • 443 Words
    • 2 Pages

    Countrywide was founded in 1969 by Angelo Mozilo, and was extremely successfully until the housing crisis in 2007 with a resulting nationwide banking crisis due to subprime mortgage lending practices. Consequently, the company was purchased by Bank of America for pennies on the dollar not only for Countrywide to remove them from the financial crisis, but to escape potential penalties to due fraudulent practices (Ferrell, Fraedrich, Ferrell, 2015). Many accusations regarding Countrywide’s lending practices have been addressed by the government and other financial entities. Accusations of lenders fraudulently selling shady loans originating through its "High Speed Swim Lane" program, also called HSSL or "Hustle," have been scrutinized and executives have testified to their practices.…

    • 443 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Identity Theft Schemes and Methods There are many different types of schemes and methods that identity…

    • 834 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    How SuccessfulIs Your Identity theft Protection? What is the ultimate effect of identity theft? If you become a sufferer of this white receiver criminal activity, your financial predicament are completely broken. It takes a lengthy time to recover from identity theft, especially if it took years before you learned about your regrettable situation. You should acquire the best id protection from theft because every responsible credit score holder should know how to avoid identity theft.…

    • 694 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Almost a month after students and faculty at UCF were notified about a security breach causing 63,000 Social Security numbers to be stolen, Hack@UCF is offering advice on identity theft protection and mitigation. Their meetings are every Friday at 4:30 p.m. in Engineering 2 Room 102 at UCF’s Main Campus. Hack@UCF has stated that they will host a Town Hall meeting in cooperation with UCF on identity theft protection and mitigation. A date has yet to set.…

    • 808 Words
    • 4 Pages
    Improved Essays
  • Superior Essays

    This type of crime can be easily brushed under the rug and not noticeable comparable to stealing a personal property or murder. With that being said, this crime can cause a lot of…

    • 1165 Words
    • 5 Pages
    Superior Essays
  • Decent Essays

    Essay On Shoplifting

    • 442 Words
    • 2 Pages

    On 06-21-2017 at 2153 hours I was dispatched to 333 South Westwood Boulevard (Walmart) in reference to shoplifting. While responding I was advised the suspects two black female adults and two black juveniles left heading north on Business 67 in a maroon Dodge Challenger. A short time later Officer Duckett attempted to stop a vehicle matching the description provided however the driver of the vehicle failed to stop.…

    • 442 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Identity theft is any unauthorized use of someone else’s personal identity to fraudulently obtain money, goods, or services; to prevent the payment of debt; or to avoid criminal prosecution. In 1998, under the authority of the Identity Theft and Assumption Deterrence Act, identity theft became a federal crime with prescribed prison sentences for using identity theft to commit crimes. In addition, increased penalties apply for those who exceed, misuse, or abuse privileged access to personal identification records because of a position of authority. Identity thieves often use simple techniques to acquire personal information, such as Dumpster diving, plundering trash bags, and stealing mail from mailboxes to obtain paper records with identifying…

    • 467 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    Causes Of Robbery Essay

    • 832 Words
    • 4 Pages

    National Bureau of Investigation defines robbery as the taking or attempting to take anything of value from the care, custody or control of a person by force, threat or violence. There are two factors of robbery and first was taken by means of force or fear; and second is that the theft was from the victim or from its personal property. The most important evidence in a robbery is putting the victims in fear of taking his/her belongings by force. Some crimes of robbery are by hurting a person physically while taking his wallet or by taking his/her bag forcefully.…

    • 832 Words
    • 4 Pages
    Improved Essays