As we gradually inch towards our elder years, we begin to face important decisions as we anticipate and plan for the years to come. One of the more significant milestones occurs at age 65, when we become eligible for Medicare. According to the Centers for Medicare and Medicaid Services [CMS] (n.d.), Medicare is defined as, “the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).” The following will focus on the Medicare decision-making experience, including a general overview of benefits, the election process, as well as a reflection of the occurrence.
Medicare Options: An Overview
Medicare plan options include parts A through D. The specific plans …show more content…
The plan coverage focuses on preventative care, coverage for physician and outpatient services as well as medical supplies (CMS, n.d.). While this plan consists of fee-based services, the participant does have some flexibility in selecting a desired provider without a referral requirement (Touhy & Jett, 2012).
Plan Option C
Medicare Part C is a health plan offered by private companies contracted with Medicare; the plans are called Medicare Advantage Plans and include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), as well as several other options (CMS, n.d.). Medicare Part C often encompasses parts A and B as well as prescription coverage if desired; the cost varies by age, location, and overall level of health. For instance, in Glasgow, Kentucky four Medicare Advantage Plans are available. They each provide similar coverages, premiums, and deductibles (CMS,
Medicare Options: An Overview
Medicare plan options include parts A through D. The specific plans …show more content…
The plan coverage focuses on preventative care, coverage for physician and outpatient services as well as medical supplies (CMS, n.d.). While this plan consists of fee-based services, the participant does have some flexibility in selecting a desired provider without a referral requirement (Touhy & Jett, 2012).
Plan Option C
Medicare Part C is a health plan offered by private companies contracted with Medicare; the plans are called Medicare Advantage Plans and include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), as well as several other options (CMS, n.d.). Medicare Part C often encompasses parts A and B as well as prescription coverage if desired; the cost varies by age, location, and overall level of health. For instance, in Glasgow, Kentucky four Medicare Advantage Plans are available. They each provide similar coverages, premiums, and deductibles (CMS,