I have to say that I secretly love the "Cadillac Tax" backed by the current Obama regime. In fact I think all conservatives should feel the same way. Why? Because it is one of the best examples of how bad this health care idea really is. Think about it, how often do you see the big labor unions and the rich and the middle class all upset about something? When that happens you know it has to be a bad deal. Of course the scary thing is that it is also one of the best examples of how this current regime has absolutely no regard for the will of the people. So What is the Cadillac Tax Anyway? For those of you that aren't familiar with the Cadillac tax here's what it is (other than just another shameful grab for your wallet to try and make this
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From Wal-Mart sending out flyers that show what you should buy to Suze telling us to put some in a high-yield something or other, the opinions abound. In that spirit, I'm adding another to the list in the hopes that perhaps this one could be a bit different. This one is coming from someone who is actually going to do the proposed things (if they haven't already been done). I would also like to think that the suggestions are coming from a relatively financially average person. It does little good to get suggestions from someone who may be too far removed from the middle class way of life and its worries or someone whose suggestions are idealized snippets with little practical value. So, what to do when the refund arrives: Pay those Pesky Bills Most of us have them and if you don't, well then, you're already one step ahead, but many of us have at least one pesky bill. I'm not talking about a medical bill or credit card. They don't really fit into the pesky bill category, what does, however is a utility bill. NEADA, or the National Energy Assistance Directors Association, released a report recently that shows roughly 15% of all households falling behind on their energy bill alone. The average that consumers are falling behind is a bit over three hundred dollars with the amount of homes in this situation expected to rise as the economy continues to slump. Paying one of these bills has a twofold effect. First, it at least temporarily eliminates the stress associated with making sure that the bill is payed before services are disconnected. Reconnect services can be costly and may even be impossible to come up with until another payday. Secondly, it provides a buffer in an economy that's continuing to go downhill. If a terrible month arrives, while not encouraged, that bill will then be able to wait a couple of weeks. Money should be able to help provide some peace of
From Wal-Mart sending out flyers that show what you should buy to Suze telling us to put some in a high-yield something or other, the opinions abound. In that spirit, I'm adding another to the list in the hopes that perhaps this one could be a bit different. This one is coming from someone who is actually going to do the proposed things (if they haven't already been done). I would also like to think that the suggestions are coming from a relatively financially average person. It does little good to get suggestions from someone who may be too far removed from the middle class way of life and its worries or someone whose suggestions are idealized snippets with little practical value. So, what to do when the refund arrives: Pay those Pesky Bills Most of us have them and if you don't, well then, you're already one step ahead, but many of us have at least one pesky bill. I'm not talking about a medical bill or credit card. They don't really fit into the pesky bill category, what does, however is a utility bill. NEADA, or the National Energy Assistance Directors Association, released a report recently that shows roughly 15% of all households falling behind on their energy bill alone. The average that consumers are falling behind is a bit over three hundred dollars with the amount of homes in this situation expected to rise as the economy continues to slump. Paying one of these bills has a twofold effect. First, it at least temporarily eliminates the stress associated with making sure that the bill is payed before services are disconnected. Reconnect services can be costly and may even be impossible to come up with until another payday. Secondly, it provides a buffer in an economy that's continuing to go downhill. If a terrible month arrives, while not encouraged, that bill will then be able to wait a couple of weeks. Money should be able to help provide some peace of