The United States is known to have the best medical care in the world in terms of skilled practitioners, technology advancement and treatment outcomes. However, it is also reputedly known to have the worst health care system when compared to all other developed nations. One reason for this, is that America’s medical care is exorbitantly more expensive than in other countries. Factors influencing this are the high expenses in research and development, pharmaceutical costs, technology innovation, skilled labor and high litigious environment. Another reason is the lack of optimization from insurance companies when accounting for medical expenses for all people that may or may not utilize medical services. America’s current insurance system treats
